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From the Dashboard, tap the category you spent on (e.g. Groceries). The transaction form opens with that category preselected — type the merchant and amount, save, and the budget updates instantly. The Log tab in the bottom nav shows your full history.

It's the amount you have left to spend on flexible categories this month, after your bills are accounted for. The pace pill (e.g. "$48/day for 13d") is what's left divided by days remaining — your daily allowance to break even by month-end.

Go to Budget → tap + Add spending category. Give it a name and a monthly amount. It shows up immediately on the Dashboard as a tappable row.

It deletes that income / bill / category / debt / investment from your records. A confirmation dialog appears first; the row is gone after you confirm.

Yes. Tap any cell on the Tracker tab and enter the actual amount for that month. Empty a cell to revert to the scheduled value. Future months sit at zero until they happen.

Settings → Notifications → toggle on Daily safe-to-spend. On iPhone you must first add the app to your home screen (Safari Share → Add to Home Screen) and open it from there before notifications can be enabled.

Yes. Each user's data is scoped to their account — no one else can see your numbers. Connections are encrypted (TLS) end-to-end. We don't sell, rent, or share your data with anyone. Read the Privacy Policy for the full breakdown.

Settings → Reset & start over wipes your data. To delete the account itself (Clerk login), email us at support@morenofinancialservices.com and we'll remove it within 7 days.